# PayDirect
> Smart invoicing software and payment collection platform built for Australian agencies and enterprises, with AI automation built in.

PayDirect is an all-in-one business payment platform that replaces the need for separate invoicing, payment collection, and recurring billing tools. Trusted by 2,400+ active businesses worldwide, PayDirect processes over A$1.4 billion annually. It delivers a 99.9% uptime SLA and holds a 4.9/5 customer rating. Plans include a 14-day free trial (30 days for Enterprise) with no credit card required.

## Full Documentation
- [Complete Platform & API Documentation (llms-full.txt)](https://paydirect.au/llms-full.txt): Comprehensive end-to-end documentation including full feature references, multi-tenancy architecture, payment processing with Pinch, security controls, and integration guides in a single markdown file.

## Features
- **Smart Invoicing Software**: Create professional invoices in seconds using templates, with recurring billing, instalments, and multi-currency support built in.
- **Online Payment Collection**: Accept cards, bank transfers, and Direct Debit through one platform. Automated reminders chase overdue invoices without manual follow-up.
- **AI-Powered Invoice Automation**: Set rules and let AI handle follow-ups, payment retries, and escalations around the clock.
- **Revenue & Cash Flow Analytics**: Real-time dashboards showing MRR, ARR, overdue amounts, and collection rates. Export to Excel, PDF, or CSV.
- **Recurring Billing**: Set up monthly, quarterly, or annual billing. Track MRR growth, churn, and ARPU in one place.
- **Enterprise Payment Security**: Multi-tenant isolation, audit logs, role-based access, 2FA, GDPR compliance, and bank-grade encryption.
- **White-Label Option**: Agencies can offer invoicing and payment collection fully branded under their own name to their clients.

## How It Works
1. Set up workspace — add branding, connect payment methods, invite team. No IT required.
2. Send invoices and payment links — via email, SMS, WhatsApp, or shareable payment link.
3. Get paid automatically — PayDirect chases overdue invoices, retries failed payments, and sends notifications when money lands.

## Integrations & Payment Methods
- [Integrations](https://paydirect.au/integrations): Direct Debit, card payments, bank transfers, automated payment retries.

## Key Pages
- [Home](https://paydirect.au): All-in-one invoicing, payment collection, and recurring billing platform overview.
- [About](https://paydirect.au/about): PayDirect mission, team, and company background.
- [Security](https://paydirect.au/security): Enterprise-grade payment security, bank-grade encryption, 2FA, and compliance.
- [Integrations](https://paydirect.au/integrations): Payment gateways, accounting sync, bank direct debit, and API integrations.
- [Blog](https://paydirect.au/blog): Invoicing guides, cash flow strategies, and product updates.
- [Contact](https://paydirect.au/contact): Contact sales, enterprise support, and customer assistance.
- [Sign Up](https://paydirect.au/signup): Create a workspace with a 14-day free trial. No credit card required.
- [Privacy Policy](https://paydirect.au/privacy-policy): Data privacy, collection policies, and Australian privacy law compliance.
- [Terms of Service](https://paydirect.au/terms): Terms of service, merchant agreements, and billing rules.

## Contact
- Website: https://paydirect.au
- Twitter: https://twitter.com/paydirect (@paydirect)